HAI is pleased to announce two new benefits for US-based members: comprehensive health insurance, and loss-of-license insurance for pilots and AMTs holding FAA-issued licenses.

Comprehensive Health Insurance

Powered by LIG Solutions, HAI’s health insurance program is designed to help individuals, families, businesses, and groups affordably find and enroll in health-care products that directly meet their individual needs.

“Contracting, part-time work, traveling, risk of injury—all of these are common situations in our industry and often make it hard to find affordable health insurance that meets specific needs,” says HAI President and CEO Jim Viola. “HAI’s partnership with LIG allows us to help our members find the best health-care solutions for themselves, their families, and their businesses at prices they can afford.”

Not the typical one-size-fits-all offering, HAI’s solution works with you to navigate the health insurance marketplace to find products that meet you or your company’s specific needs, lifestyle, and budget. Plans include coverage options from national, regional, and local insurance carriers. Products available through HAI’s program include:

  • Comprehensive major medical for individuals and families
  • Critical-care coverage
  • Medicare Advantage and Medicare Supplement plans
  • Supplemental insurance
  • Pharmacy program with set low prescription prices
  • Dental coverage
  • Vision coverage
  • Accident medical plans
  • Disability income protection
  • Short-term policies
  • Health reimbursement arrangement (HRA) business/employee programs.

To learn more or to sign up for a free, one-on-one consultation with a licensed LIG agent, HAI members can visit ligmembers​.com/hai.

Loss-of-License Insurance

Offered through Lockton Companies, HAI’s new loss-of-license insurance is available for individuals as well as companies that want to offer the benefit to their eligible employees.

“HAI members have very real concerns over loss of income when their ability to perform their duties under their FAA-issued licenses is temporarily or permanently prohibited due to a medical condition,” says Viola. “We are pleased to offer this benefit through Lockton to help protect our members’ hard-earned livelihoods while they get back on their feet.”

Two loss-of-license insurance options are available to HAI members: temporary loss-of-license insurance and permanent loss-of-license insurance.

Temporary loss-of-license insurance protects policyholders against the inability to fly or maintain aircraft due to injury or illness for a short period of time. This insurance helps offset lost income with monthly payouts equal to a majority percentage of the policyholder’s salary for a set number of months.

Permanent loss-of-license coverage protects pilots and AMTs against career-­ending injuries or illnesses or the permanent loss of license due to a medical condition. Before benefits are payable, a physician must certify, after a waiting period, that the injury or illness is career ending. The individual covered by the policy then receives a lump-sum payout.

Permanent loss-of-license benefits can be coupled with a temporary loss-of-­license policy, to be payable after the monthly temporary benefit ceases.

To learn more about HAI’s new loss-of-license insurance benefit, including the details of coverage and cost, visit rotor.org/benefits.

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